Rates

Checking/Savings

Effective September 1, 2010

Account Product NameMinimum Opening BalanceInterest RateAnnual Percentage Yield
Village Silver Jubilee and Village Jubilee(a)$100  
$0.00 - $4,999 0.25%0.25%
$5,000 - $9,999 0.30%0.30%
$10,000 - $24,999 0.35%0.35%
$25,000 - $99,999 0.40%0.40%
$100,000 and up 0.45%0.45%
Account Product NameMinimum Opening BalanceInterest RateAnnual Percentage Yield
Payback Checking$100  
$0.00 - $24,9990.50%0.50%
$25,000 and up0.40%0.40%
Non-Qualifying Rate0.25%0.25%
Account Product NameMinimum Opening BalanceInterest RateAnnual Percentage Yield
Village Money Market(a)  
Daily Balances of:$1,000 
Up to $19,999 0.40%0.40%
$20,000 - $49,999 0.50%0.50%
$50,000 - $99,999 0.70%0.70%
$100,000 and up0.90%0.90%
Account Product NameMinimum Opening BalanceInterest RateAnnual Percentage Yield
Village Savings and Village Business Savings(a)$1000.50%0.50%
Account Product NameMinimum Opening BalanceInterest RateAnnual Percentage Yield
School Time Savings(a)$100.60%0.60%

a. The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account.
On approved credit.
Rates are subject to change.