Personal
CDs & IRAs

 

 

 

PERSONAL CDS & IRAS

Current Rates

PASSBOOK CD

A crossover account that allows you regular quarterly withdrawals or withdrawals anytime for a nominal penalty. Rates are adjusted monthly and track with the 91-day Treasury Bill. Higher rates than a typical money market, but no set term like a regular certificate of deposit.

  • $2,500 minimum deposit to open
  • No limit to deposit size or frequency
  • One withdrawal allowed during the first ten days of each calendar quarter

CERTIFICATES OF DEPOSIT

  • Terms from 6 to 60 Months - Fixed Rate
  • $500 minimum to open


  • Automatically renewable
  • Early withdrawal penalties may apply

IRAS - INDIVIDUAL RETIREMENT ACCOUNTS

  • Terms from 6 to 60 Months - Fixed Rate
  • $500 minimum to open
  • 18-Month Variable-rate IRA with $25 minimum to open and allows deposits at any time


  • Automatically renewable
  • Early withdrawal penalties may apply

The FDIC protects you against the loss of your insured deposits. For more information, please click the following link: FDIC insurance information

If you are interested in opening an account and would like documents prepared prior to visiting The Village Bank office, please fill out the Customer Information Form and fax it to a customer service representative at 435-628-0580. When we receive the form we will call to schedule an appointment to meet with you.